Many people use the Paytm wallet and Payments bank service- it's free, doesn't require balance maintenance, and works well without any issues. But lately, I've been seeing several users willing to get rid of the Paytm SMS notifications and the charges they bring along. Therefore, in this article, I'll tell you a step-by-step way to stop SMS alerts and associated SMS charges for Paytm wallet and bank payments. Read on.
Stop SMS Alerts and Associated Charges for Paytm Wallet and Bank
For starters, Paytm charges Rs. 10 per quarter as SMS charges applicable for credit below Rs. 500 for the bank, credit below Rs. 500 for wallet and debit below Rs. 50 for the wallet (full charges on Paytm website).
While the charges are quite low and wouldn't matter for most, many people still get annoyed by the SMS alerts for Paytm wallet and Payments bank transactions. These messages pile up to be a huge mess, especially if you make too many payments throughout the day.
To disable SMS alerts and the SMS charges in the Paytm app:
- Open the Paytm app on your phone.
- Click on your profile photo at the top left corner.
- Select Settings from the available options.
- Now, scroll down to the bottom and click on Notification Settings.
- Disable the toggle for “Enable SMS Notification for Wallet and Bank payments” under Wallet and Bank payment updates.
That's it. Paytm will no longer send you SMS alerts for wallet and bank payments. Furthermore, it'll no longer charge you the quarterly SMS charges.
Physical Debit Card Charges
Paytm also charges Rs. 150 for the physical Rupay debit card yearly from the date of activation. If you don't find yourself using the card, you can permanently block it and settle with a free virtual debit card instead.
They have recently started issuing virtual VISA debit cards, which are actually better than the RuPay version. Here's how you can get Paytm Visa international debit card for free. Once you get issued a Visa card, your Rupay card will automatically be blocked.
This was all about how you can get rid of Paytm Wallet and Payments Bank SMS alerts and charges. I hope it helps those who were looking for it. Anyway, do you use Paytm bank for savings and payments? How is your experience? Do let me know in the comments below.
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